We’ve all been in situations where a little extra cash would be handy – if the car breaks down, for example, or an important anniversary requires a special celebration. Whether for good or bad reasons, life has its unexpected costs every now and then. Money does not have leg but still it can run faster than light and sound. Every month, we wait for the salary eagerly and find our pocket completely empty within 3-5 days after getting paycheck. It is a situation which is faced by every salaried person. You are lucky enough if you have not experienced any urgent expenses in the midst of the month yet. However, not every person comes with such luck. If you are in need of cash and you don’t have a good credit, what you should do? Ask your friend, family or your co-worker. We all understand this may be a very embarrassing moment but things happen every day and it may be happen to you or us one day. There are actually ways that you can deal with it. Fast payday loans is one of the options that you can choose from no matter you have a good credit or not. Two things make instant payday loans different from traditional loans. The first is the cost – interest is calculated by the day at anything between 100% APR and 5,000% APR in the majority of cases. These loans can be very expensive, which is why they are only supposed to be a quick fix, and the quicker you pay the loan back, the less interest you will have to pay. People use instant payday loans to make a bridge between two salaries until their next paycheck arrives. This fast financial aid helps you in overcoming situations, like medical bill, utility bill, credit card payment, examination fee, doctor fee, wedding gift etc. The processing time of getting a fast payday loans is super-fast. All you have to do is to find a instant payday loans website, fill out their online application, submit it and within couple of minutes you will get an instant approval. Some people use a loans broker to speed up the process and make things easier by acting as a go-between for the lending company and the customer. The disadvantage of this set-up is that the broker will usually charge commission on top of the lending company’s interest rates and processing fees. Instant payday loans can help people to secure desired amount in the range of £80-£1500 for the period of 14-31 days. Individual who is suffering with CCJs, arrears, defaults, bankruptcy, IVA and late payments can also apply for the finance. However, he/she should have regular monthly income. Approval completely depends on the repayment capacity of applicant.